Which Is the Best Camera Phone Under Rs. 20,000 in 2025?

Finding a smartphone with an excellent camera under Rs. 20,000 can be challenging, but several brands have introduced models that offer impressive photography features without exceeding this budget. Whether you prioritize AI-powered enhancements, night photography, or high-resolution sensors, this guide will help you explore the best camera phone under 20000 available in India in 2025.

Best Camera Smartphones Under Rs. 20,000 in 2025

Motorola Edge 50 Neo

The Motorola Edge 50 Neo is a mid-range smartphone designed for photography enthusiasts. It features a 50MP primary camera with optical image stabilization (OIS) and a 13MP ultrawide sensor, ensuring sharp and detailed images. The 32MP front camera provides high-quality selfies and video calls.

The device also includes AI-powered enhancements such as scene detection and portrait optimization, making it a great choice for users who want intelligent photography features.

Moto G85 5G

The Moto G85 5G offers a dual-camera setup with a 50MP primary sensor and an 8MP ultrawide lens. The inclusion of OIS ensures stable shots, while AI-driven enhancements improve low-light photography.

The 32MP front camera supports AI beauty mode and HDR, making it ideal for selfie lovers. The phone also features a curved P-OLED display, enhancing the overall multimedia experience.

Poco X7 5G

The Poco X7 5G is a strong contender in the budget camera phone segment. It features a 50MP primary camera, an 8MP ultrawide lens, and a 2MP macro sensor, providing versatile photography options.

AI-powered scene detection and RAW domain algorithms enhance image quality, especially in low-light conditions. The 20MP front camera supports AI portrait mode, ensuring well-balanced selfies.

iQOO Z9 5G

The iQOO Z9 5G is designed for users who want a balance between performance and camera quality. It features a 50MP primary sensor with AI-powered enhancements, including night mode and HDR optimization.

The 16MP front camera supports AI beauty mode and video stabilization, making it a great choice for content creators. The phone also includes a high-refresh-rate AMOLED display for an immersive viewing experience.

Samsung Galaxy A35 5G

Samsung’s Galaxy A35 5G offers a triple-camera setup with a 50MP primary sensor, an 8MP ultrawide lens, and a 2MP depth sensor. The device includes AI-powered scene recognition and dual anti-shake technology for stable video recording.

The 32MP front camera supports AI-powered portrait mode, ensuring high-quality selfies. Samsung’s image processing software enhances color accuracy and detail, making it a reliable choice for photography enthusiasts.

Other Key Highlights

• AI-powered scene detection and portrait enhancements for better image quality
• Optical image stabilization (OIS) for stable shots and improved low-light performance
• High-resolution front cameras with AI beauty mode for better selfies
• Multiple camera sensors for versatile photography options
• Feature-rich interfaces with optimized camera software

Best Price Tips for Indian Buyers

If you’re planning to purchase a camera-focused smartphone under Rs. 20,000 in India, consider the following:

• Compare offers, as prices may vary across different platforms
• Check model variants to ensure you’re selecting the right RAM and storage combination
• Look for festive sales where discounts and cashback offers may be available
• Use authorized platforms to ensure warranty coverage and genuine products

Easy EMIs with Bajaj Finserv

Buying a new smartphone becomes more affordable with Easy EMI plans from Bajaj Finserv. Whether you purchase a device online or at an offline partner store, you can enjoy the convenience of breaking down your payment into manageable installments.

Benefits of Bajaj Finserv Easy EMIs

• Instant approval with minimal documentation
• Flexible repayment tenures ranging from 3 to 24 months
• Zero down payment on select models and platforms
• Wide partner network, including leading online retailers and physical stores

Which Camera Smartphone Should You Choose?

If you’re looking for a camera-focused smartphone under Rs. 20,000, here’s a quick comparison of the best options:

• Motorola Edge 50 Neo – Best for AI-powered photography and OIS
• Moto G85 5G – Ideal for ultrawide shots and AI-driven enhancements
• Poco X7 5G – Great for RAW domain algorithms and night photography
• iQOO Z9 5G – Reliable choice for balanced performance and camera quality
• Samsung Galaxy A35 5G – Best for stable video recording and AI-powered portrait mode

Each of these smartphones offers excellent camera capabilities, making them great choices for 2025. Whether you prioritize AI enhancements, night photography, or high-resolution sensors, there’s a device that fits your needs.